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Payday Loan Business and Consumer Lending Manuals & Reports

Payday Loan/Consumer Lending Industry > Book Store

The small dollar lending industry is growing 30% per year. Call them payday loans, car title loans, installment loans... there's a constant barrage of new strategies, tactics, legislation, vendor solutions, software offerings and more. As a result, the various manuals and reports listed below are updated on a monthly basis.

How to start payday loan business Small Dollar - Consumer Lending - Payday Loan Bible: 8 1/2 X 11, 500+ pages; illustrated. For store and Internet operations, VC's, Hedge Funds and other interested parties with a need for both "macro" and "in-the-trenches" perspectives. How to start or improve an existing payday loan, installment loan car title loan... consumer loan business business. Includes specific legislation & licensing information and applications for your state or province. Updated monthly. We use this Manual/Course in our stores and in our Internet lending business. Includes resources, sample contracts and forms... More info

NOTE: We email a digital version to you immediately.

How to Buy or Sell a payday loan, consumer loan business

A Guide to Consumer Loan Company Valuations

Valuation Approaches and Considerations for Buyers, Sellers and Startups of Check Cashing, Payday, Title, & Consumer Loan Companies. Thoroughly covers payday lending, car title lending installment loans... consumer loan business valuations. Delivered immediately to your Inbox.

Texas CSO Cab Payday Loan Business

The Texas Cab/CSO Consumer Lending Model

Texas CSO?CAB Credit Services Organization Report

An analysis of the Credit Services Organization Model as it applies to Texas. An alternative to the Payday Loan Model.

What is a Texas CSO Credit Services Organization?
In essence, a CSO/CAB Credit Services Organization/Credit Access Business is defined by the Texas Credit Services Organization Act (Section 393 of the Texas Finance Code) as an entity or person that provides one of the following services:

    What is a Texas CAB/CSO?
  • Improving a consumer's credit history or rating.
  • Obtaining an extension of consumer credit for the consumer.
  • Providing advice or assistance to a consumer regarding the previous two services.

How does the CSO Credit Services Organization work with payday loans?
The CSO Credit Services Organization operates as a broker, The Texas Credit Services Organization Act (CSOA) allows the payday loan lender, car title loan lender... any consumer facing lender to register as a CSO and act as a loan broker. Thus, the CSO can make loans via "3rd Party Lenders" that are UNREGISTERED and UNLICENSED.

The CSO Credit Services Organization acts as a broker for the consumer in need of funds by issuing a "letter-of-credit" on behalf of the consumer to a "3rd Party Lender." This 3rd Party Lender funds the "loan" brokered by the CSO.

How does the Texas CSO Credit Services Organization collect its 3 fees:
A referral fee for referring the consumer to the lender that actually funds the "loan." This is not stipulated by any law but is currently $20 to $30 per $100. An application fee for filling out the CSO documents; typically $10 per $100. The interest on the "loan;" Texas state law caps this at 10%/year for the "arm's length 3rd party lender."

Our 100+ page "Texas/Ohio Credit Services Organization [CSO] Report" includes a thorough description of how this model works, how to construct the loan entity & the CSO, sample agreements between the CSO and the 3rd Party Lender, sample consumer contracts & more.

Payday Loann Business Plan Consumer Lending > Biz Plan Excel Spreadsheet Pro Forma

Internet/Storefront Lender Excel Pro Forma
Every startup entering the consumer lending/payday loan industry needs our new "PDL Excel Spreadsheet Pro Forma." We had our analytics gurus build this tool. With it, you have the ability to "play" with multiple inputs including lead costs, default rates, loan conversion rates, number of loans funded daily/monthly, average loan principal amount, fee charge per loan principal, rollovers, employee costs, overhead expenses...

We provide a solid foundation with which you can start. Then, you change the variables based on your "secret sauce." We guarantee our "Consumer/Payday Loan Pro Forma Excel Spreadsheet" will blow you away with its power to enable your Team to "see into the future."

There is nothing like this tool on the market today. We've invested our 20+ years of payday loan knowledge and experience as a Lender in this tool. You simply cannot get access to anything like this tool unless you bring serious consumer/payday loan experience and Excel experts to your "game." For both storefront and Internet consumer facing lenders.
Jer receives requests to "pick-his-brain" daily. If you're serious about the AFS industry and you want to talk to one of the "best minds in our industry," set-up a call:
Trihouse Consulting
601 East Charleston Blvd. #100
Las Vegas, NV. 89104
702.208.6736

Team@PaydayLoanIndustry.com

Start/Improve a Consumer Loan Business. If you value your time and are fed-up with "Googling" payday loan and installment loan terms such as "software, collections, tribe, marketing ideas, licensing, bonding" and on and on... Start with our 500+ page "The Business of Lending Money to the Masses Training Bible" delivered to your Inbox immediately. Our "Bible"covers both the store and the Internet model. A link will be emailed to you immediately and automatically. 48 to 72 hours later, you'll receive a 2nd link via Sharefile.com. This 2nd link will provide you with additional consumer lending, payday loan, car title loan, installment loan... resources, your specific state/provincial laws and licensing applications, sample contracts, docs, a free copy of our "Ecosystem" (Normally $150.00) and more.

Even if you have extensive knowledge of the consumer lending/payday loan industry, we guarantee you'll be impressed with the knowledge, resources, tactics and solutions revealed in our "How to Loan Money to the Masses Course.".

GUARANTEE: We will refund your purchase price in full. Simply send our materials back within 30 days of purchase! We're that certain you'll be pleasantly surprised by the quality and completeness of our intellectual property! We are not simply sellers of training manuals. WE ARE LENDERS! We opened our first location in 1997. We make loans every day. We've been consulting since 2000. Our founder is regularly cited in the Wall Street Journal, Bloomberg, Jer in The New York Times, The Economist and more.

    Trihouse Consulting: What we do:
  • We are Lenders first and foremost - having initially launched in Garden Grove, California in 1997. We're the "real deal;." We're "in-the-trenches" just like you.
  • Offer intellectual property in the form of Manuals, Reports and Guides
  • Consult. We offer one-on-one advice and counsel for start-ups and experienced "players."
  • Want to jump-on a phone call for a few minutes? Get a "taste" of our expertise? Schedule a call via the link below.
  • Capital: we fund experienced management and help raise capital. No "start ups"
  • Brainstorm. Do you have an idea? Let's explore...
  • PLEASE, get up to speed. Don't waste your time.

Trihouse Consulting
601 East Charleston Blvd. #100
Las Vegas, NV. 89104
702.208.6736

Team@PaydayLoanIndustry.com
View Jer Ayles-Ayler's Trihouse
		        profile on LinkedIn


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