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Do You Want To Start a Small Dollar Loan Business?
Are you worn out searching the internet for payday loan search terms over the past several weeks - or months - trying to get information about how to start a payday loan business? Call them payday loans, installment loans, line-of-credit loans or car title loans, read on because you've found "The Ultimate" payday loan business resource!
Payday loans were developed to help a person receive the money they need today without having to wait until their next paycheck.
We delay the deposit of their personal check until their next pay day, which is usually less than 2 weeks away.
With a payday loan, they get the cash they need before their next payday!!
PAYDAY LOANS or PAYCHECK ADVANCES are one of the fastest growing businesses in the US, Canada, Australia, Costa Rica, South Africa, England, and others. It's the ideal complement to your present business or as a new establishment. If you have a 5 ft. by 5 ft. area available, you can turn it into additional income.
We are helping entrepreneurs open payday advance offices everywhere! There is a tremendous opportunity for individuals to open a payday advance business and get in on the ground floor of a wonderful, money making business. You can even open a Payday Loan business in conjunction with your existing business. Pawn shops, check cashers, liquor stores, car and truck rental companies, furniture rental stores, etc., are opening payday advance loan businesses.
A typical 8 day paycheck advance extended to your client will yield an annual percentage rate on your money of 805%!. Starting costs vary tremendously and are determined by your goals. A new store might require leases, first and last plus a deposit, signage, licenses, phones, etc. Adding a payday advance loan opportunity to an existing business requires hardly more than workong capital, business cards, flyers, advertising, forms, etc.
Payday Advance Loan working capitol requirements are determined by you! We have heard of new deferred deposit operators who began with less than $5000.
A paycheck loan or paycheck advance business is easy to operate IF YOU KNOW HOW TO CONTROL IT. Typically, you advance your check to your client and accept their personal check for an amount in excess of the amount of your check. Your accepting a check, giving the writer less than its face amount, and holding it for an agreed upon period of time. Thus, paycheck advance or paycheck loan or deferred deposit or...
The rationale behind the boom in payday loans is perceived high credit card rates and high bank fees for bounced checks. Immediate gratification by the consumer is another driving force in the deferred deposit business. There is nowhere a consumer can go for a small loan in an emergency. Banks don't do it and loan companies are too slow and complicated. High check bouncing fees drive the business. Banks charge a $35.00 fee and more for bouncing a check (even more for a 2nd or 3rd!). Then the original recepient of the check charges a fee. (Remember the recipient's bank charges a fee to them!) That can make a paycheck advance/deferred deposit fee the best choice.
YOU CAN MAKE A TREMENDOUS AMOUNT OF MONEY IN THE PAYDAY LOAN BUSINESS AND HELP PEOPLE IF YOU KNOW WHAT YOUR DOING!!
To achieve success and make SERIOUS MONEY you need Information. Our "Payday Loan Training Bible" covers the following topics:
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